Why banks matter

… for the economy


Buying and selling, manufacturing and trading, researching and developing: all rely on money. The global economy needs banks – from start-ups to global players.

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Why banks and smartphones need each other


We followed a fictional lifecycle of a smartphone from concept stage to market and beyond. We found that the process requires sharp minds, reliable partners and smart processes. But does it require banks?

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No international trade without banks


Banks manage global payment transactions, protect against currency risks and finance investments in further growth.

0 %

of German exports are attributable to clients of private sector banks.

Source: Centre for European Economic Research (ZEW), Leibniz Association - on behalf of the Association of German Banks (bdb)

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A David and Goliath struggle to serve small business


Banks have long been vital lenders and advisers to small businesses. But with fintechs luring customers away with convenient, data-driven services, how will banks respond? We asked Karen Mills, a Senior Fellow at Harvard Business School who led the US Small Business Administration during 2009-13.

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Insights from Deutsche Bank


Image of Marcus Schenck

“Like a heart that pumps life into the economy.”

Economy ViewsMarcus Schenck, Co-Head of Deutsche Bank’s Corporate & Investment Bank, explains how banks help make important new developments happen – like digitalised business and renewable energy projects.

Watch video (2:42 min)
Image of Sylvie Matherat

“Our job is to take and manage risks.”

Economy ViewsDeutsche Bank’s Chief Regulatory Officer Sylvie Matherat discusses how banks help manage risks to society, such as financial and cyber crime, and the kind of regulation needed to support this role.

Watch video (2:09 min)
Preview image for Outlook 2018 video

“Time for a reality check.”

Outlook 2018Banks must always keep their finger on the pulse of economic and geopolitical trends so they can provide sound advice to customers and investors. Here, Christian Nolting, Global Chief Investment Officer for Deutsche Bank Wealth Management, discusses the 10 key investment themes for 2018.

Watch video (4:43 min)
Image of Marcus Schenck

“Like a heart that pumps life into the economy.”

Economy ViewsMarcus Schenck, Co-Head of Deutsche Bank’s Corporate & Investment Bank, explains how banks help make important new developments happen – like digitalised business and renewable energy projects.

Image of Sylvie Matherat

“Our job is to take and manage risks.”

Economy ViewsDeutsche Bank’s Chief Regulatory Officer Sylvie Matherat discusses how banks help manage risks to society, such as financial and cyber crime, and the kind of regulation needed to support this role.

Preview image for Outlook 2018 video

“Time for a reality check.”

Outlook 2018Banks must always keep their finger on the pulse of economic and geopolitical trends so they can provide sound advice to customers and investors. Here, Christian Nolting, Global Chief Investment Officer for Deutsche Bank Wealth Management, discusses the 10 key investment themes for 2018.

Competition.


Will new, digital financial services providers render banks useless? The platform economy is revolutionising supply chains, payments and the relationship between clients and service providers.

Only 0 %

of people surveyed believe digitalisation will soon make banks obsolete.

Source: Deutsche Bank Group Brand and Market Research international survey of 3,500 people, Dec. 2017

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Indispensable.


A word that is used more and more to describe investments that combine returns with economic development in developing and emerging countries.

0 %

of US investors are “interested” or “very interested” in sustainable investments. The figure for “millennial” investors is even higher!

Source: Morgan Stanley

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Sustainability.


As they strive for more sustainability, banks can, for instance, include more non-financial aspects such as environmental, social and governance dimensions into their investment products.

0 %

of millennials want investments to primarily benefit society. Profit and innovation are less important criteria.

Source: World Economic Forum / Deloitte

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